Before and after:
Wednesday, January 23, 2013
Already in Daddy's wallet
This past weekend I was working in the bedroom when I came out to where Jay was watching Noelle and found this scene. She flashed me the biggest smile and I took a picture. Then I went back to the bedroom and waited for the "NOELLE WHAT ARE YOU DOING?"
It took less than 5 minutes
It took less than 5 minutes
Saturday, January 19, 2013
Saturday, February 11, 2012
Saturday, January 28, 2012
Pictures with Momma
Around 5 or so weeks, I realized I had very few pictures of Noelle and I, so I had Jay take some. I don't look my best, but I have a feeling neither of us will be thinking about that when we look at these 10, 20, or 40 years later. Memories are more important!
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| Okay, not me, but too cute to not include. |
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| I love this picture so much. |
Friday, January 27, 2012
So by the way...we had a baby
Which would explain the lack of blog posts for awhile. Except it really doesn't because I was extremely sporadic anyway.
However, it has come to my attention that you can make photo books out of blogs, so I can share our lives and document them at the same time. Two birds, one stone. I'm in.
Our kiddo did eventually arrive safe and sound--here are some photos from before and after her birth.
However, it has come to my attention that you can make photo books out of blogs, so I can share our lives and document them at the same time. Two birds, one stone. I'm in.
Our kiddo did eventually arrive safe and sound--here are some photos from before and after her birth.
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| About to go on a walk during labor. Noelle was born the next morning. |
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| Newly arrived and puffy as heck |
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| Meeting grandma #1 |
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| Less puffy, more cute |
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| Meeting grandpa #1 |
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| Meeting grandma #2--drove in all the way from Houston! |
Wednesday, January 4, 2012
Birth...how much does it cost? Here's one answer!
I just went through all the birth bills today and have the final number/breakdown. It was really hard to find this info when I was pregnant and the actual numbers are interesting, so I thought I'd share.
For background, I belong to a corporate PPO plan with a $300 individual deductible/$600 family deductible. Keep in mind the numbers below don't include my monthly premiums and my pregnancy did not span multiple years, so I only had to pay the deductibles once. My copay is 10% for hospital stays.
I saw a hospital based CNM and had an uncomplicated (except for meconium) vaginal delivery at a local hospital. I did have an epidural. We also left one day early, but I don't think it made too much of a difference in the final numbers. Also, I didn't include any of the baby's care after the newborn exams in the hospital.
Also:
Billed=the base amount billed by the provider. I assume this is what anyone "off the street' (without insurance) would be charged, though I've heard you can negotiate this quite a bit.
Negotiated=The amount the insurance company actually has to pay due to the rates they have negotiated with the provider.
My portion= The amount I was actually responsible for paying
That epidural worked out to something like $95/min because I waited until 9cm and turned it off after 45 minutes to push. Granted, I didn't pay that much, but isn't that amazing!? If someone had told me the base cost without telling me an out-of-pocket estimate (I didn't know either), you can bet I would have found a way to push through that pain!
For background, I belong to a corporate PPO plan with a $300 individual deductible/$600 family deductible. Keep in mind the numbers below don't include my monthly premiums and my pregnancy did not span multiple years, so I only had to pay the deductibles once. My copay is 10% for hospital stays.
I saw a hospital based CNM and had an uncomplicated (except for meconium) vaginal delivery at a local hospital. I did have an epidural. We also left one day early, but I don't think it made too much of a difference in the final numbers. Also, I didn't include any of the baby's care after the newborn exams in the hospital.
Also:
Billed=the base amount billed by the provider. I assume this is what anyone "off the street' (without insurance) would be charged, though I've heard you can negotiate this quite a bit.
Negotiated=The amount the insurance company actually has to pay due to the rates they have negotiated with the provider.
My portion= The amount I was actually responsible for paying
| Billed | Negotiated | My Portion | |
| Prenatal Care/Midwife Fee | $3,900.00 | $2,302.16 | $230.21 |
| Early visit to hospital (not dilated enough) | $473.47 | $317.22 | $63.44 |
| Delivery/Hospital Stay including Epi supplies (Mom) | $7,081.55 | $1,948.92 | $389.73 |
| Epidural--Anesthesiologist Fee | $1,978.20 | $1,114.70 | $111.47 |
| Delivery/Hospital Stay (Baby) | $1,452.26 | $507.00 | $41.40 |
| Newborn Exam (Possibly for Meconium--unsure) | $326.00 | $325.39 | $32.53 |
| Newborn Exam | $400.00 | $89.66 | $8.96 |
| Baby Labs/Bloodwork | $39.78 | $29.00 | $2.90 |
| Mom Deductible | $300.00 | ||
| Baby Deductible | $300.00 | ||
| Total | $15,651.26 | $6,634.05 | $1,480.64 |
That epidural worked out to something like $95/min because I waited until 9cm and turned it off after 45 minutes to push. Granted, I didn't pay that much, but isn't that amazing!? If someone had told me the base cost without telling me an out-of-pocket estimate (I didn't know either), you can bet I would have found a way to push through that pain!
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